How We Invest
What’s best for you is the only thing that matters.
Our role is to listen rather than dictate.
Our investing approach is grounded on Nobel Prize-winning academic research.
“Picking stocks” or trying to “beat the market” is not supported by solid evidence.
A sound investment strategy must include a sound tax strategy.
There is value in discipline and patience.
Frequently Asked Questions
We are “evidence-based advisors. “Evidence-based” investing is a systematic approach to investing, applied consistently across all strategies.
Evidence-based investing relies on factors you can control (your asset allocation, global diversification, low costs and fees) and ignores those you can’t (timing the market, trying to pick stock “winners” or attempting to identify outperforming actively managed mutual funds).
Evidence-based advisors rely on logic and data. They are not influenced by emotions. They don’t try to predict the future.
Dimensional manages over $540 billion. It was founded 41 years ago. Dimensional has a long history of applying academic research to practical investing. It offers a full range of equity and fixed income strategies designed to target higher expected returns.
We also recommend mutual funds from other low fee fund families, like Vanguard and Vericimetry.
Trying to outperform the market by selecting individual stocks likely to outperform is a loser’s game for individual investors. It’s not impossible to get lucky, but the odds are so poor it makes no sense to try.
Yes. Dimensional’s funds are low cost. You can see the management fee (also called the “expense ratio”) for each of its mutual funds here.
We start with an understanding of the amount of risk you need to take to reach your goals and can tolerate emotionally. Our portfolios are broadly and globally diversified among stocks, bonds and cash.
While diversification has the potential to improve returns, it doesn’t guarantee positive results or insulate you entirely from market volatility.
We strive to structure portfolios that generate the highest possible expected return for every level of risk taken by our clients.
Our job is to serve as a calming influence, prioritizing reason over emotion in helping you navigate volatile market conditions.
We use different fund families, depending on the needs of our clients. These include Dimensional Fund Advisors (DFA) funds, Vericimetry funds, Vanguard funds, exchange traded funds, and passively managed funds.
Check out this video for details.
Download our brochure to read about the core beliefs underlying our investment recommendations.
